The founders

David J McKibbin & Simon Hudson

Co-Founders, Arkaya Risk

Arkaya's thesis is witnessed, not constructed. The five capital moments have been met from every side of the table: underwriting, broking on the sell-side, and corporate on the buy-side.

The founders

David J McKibbin

Co-Founder · London · Former FCA SMF1

Four decades across the London insurance and structured trade credit market, industrial conglomerates and regulated financial services. Post-9/11 he underwrote an AIG property book co-underwritten 50:50 with Berkshire Hathaway's National Indemnity, from inside two diametrically opposed governance models, both AAA-rated at the time; one later required a government rescue. He held the FCA Chief Executive controlled function (SMF1) and co-founded XS Reserve, whose excess-of-loss trade credit instrument won a 2016 Business Insurance Innovation Award and now sits within Centinel 10 Ltd.

djm@arkayarisk.com · +44 (0)7972 178759 · LinkedIn

Simon Hudson

Co-Founder · United States

Simon has spent his career building and advising businesses in the US property and casualty, reinsurance and specialty-insurance markets: MGAs, MGUs, reinsurance facilities and captives, with a focus on growth, product development and commercial execution.

He is President and CEO of Senior Executive Advisory Service, advising corporations, insurers and technology platforms on AI governance, agentic risk transfer and liability frameworks for autonomous systems. He founded the MGA & Reinsurance Founders Network, which drew 191 members in its first five months, including practitioners from Aon, Marsh, Gallagher Re, Chubb and AXA XL.

At Arkaya, Simon brings the US insurance-market perspective to the question of how governance evidence can be read, relied upon and priced by insurers and other capital providers.

smh@arkayarisk.com · +1 (914) 309-6397 · LinkedIn

Witnessed, not constructed

Insurance was built as the financial canary that prices risk on evidence; compliance culture hollowed that function out; Arkaya uses AI to reinstate it. The governance failure precedes the financial failure. It always does.

Resilience Capital is built.
Not asserted.